JEFFREY G. McKINLEY, CPCU Jeff McKinley is a nationally recognized expert in the insurance and risk management fields. His proficiency is the result of more than 35 years of experience as an underwriter, retail broker, program manager, risk management consultant and insurance expert witness. His expertise includes insurance agent and insurance broker operations and standard of care, marketing in the United States, London, Europe and Bermuda, alternative risk financing techniques, program structure, and coverage analysis. EDUCATION 1966 - 1970 Cornell University Ithaca, New York Bachelor of Arts, Cum Laude PROFESSIONAL EXPERIENCE Since 2000  Larkspur, California Independent insurance and risk management consultant. 1997 - 2000  Ross, California  Principal of a managing general agency. Created and managed risk purchasing group programs. 1977 - 1997  San Francisco, California President and Managing Director of major international insurance brokerage firms. National Director of risk management accounts. Senior executive in charge of major accounts. Director Quality Control (national program overseeing the creation of a comprehensive procedure manual and the auditing of offices for compliance). 1973 - 1977  San Francisco, California Underwriting Manager of Ocean Marine, Inland Marine and International Departments for international insurance company. COVERAGE AREAS OF EXPERTISE                                                                                                           Property Insurance Builders Risk Insurance Business Interruption Insurance  Ocean Marine Insurnce and Inland Marine Insurance                                                                                            General Liability Insurance Errors & Omissions Insurance Umbrella Insurance and Excess Liability Insurance Directors & Officers Liability Insurance Professional Liability Insurance Employment Practices Liability Insurance Workers Compensation Insurance INDUSTRY AREAS OF EXPERTISE Agricultural co-operatives Construction Hospitals Hotels Legal Profession Manufacturers Public entities Real Estate Restaurants Schools Universities OTHER AREAS OF EXPERTISE Alternative risk financing Owner and Contractor Controlled Insurance Programs Captives Expert witness testimony Insurance agency management International programs Multi year programs Professional Liability Self-insurance feasibility Insurance broker and agent Quality Control programs PROFESSIONAL DESIGNATIONS & LICENSES CPCU - Chartered Property Casualty Underwriter Licensed Broker - State of California